Terms & Conditions
Welcome to Chanda Pal Consultancy. By accessing or using this website, you agree to comply with and be bound by the following Terms & Conditions. If you do not agree with these terms, please do not use this website.
Nature of Services
Chanda Pal Consultancy provides insurance advisory and consultancy services only. We do not represent ourselves as an insurance company. Information provided on this website is for general informational purposes and should not be considered as legal or financial advice.
No Policy Guarantee
We do not guarantee the approval, issuance, continuation, or benefits of any insurance policy. All insurance policies are subject to the terms, conditions, and approval of the respective insurance companies.
Accuracy of Information
We make every effort to keep the information on this website accurate and up to date. However, Chanda Pal Consultancy shall not be responsible for any errors, omissions, or changes made by insurance providers from time to time.
User Responsibility
Any decision taken by the user based on the information provided on this website shall be at the user’s own discretion and risk. Users are advised to read all policy documents carefully before purchasing any insurance product.
Third-Party Links
This website may contain links to third-party websites, including insurance companies. Chanda Pal Consultancy has no control over the content, privacy practices, or policies of such external websites and shall not be held responsible for them.
Communication Consent (WhatsApp Business API)
By submitting your contact details on this website, you provide your explicit consent to receive communication from Chanda Pal Consultancy via phone calls, SMS, email, or WhatsApp for service-related purposes.
We strictly follow WhatsApp Business and Meta policies. We do not send spam, promotional messages without consent, or share your contact information with unauthorized third parties.
Data Privacy & Security
We do not request sensitive personal information such as OTPs, passwords, debit/credit card details, or bank PINs through WhatsApp, phone calls, or emails. Users are advised not to share such information with anyone.
Intellectual Property
All content on this website, including text, logos, graphics, and design, is the property of Chanda Pal Consultancy and is protected by applicable copyright laws. Unauthorized use or reproduction is strictly prohibited.
Modification of Terms
Chanda Pal Consultancy reserves the right to update, modify, or change these Terms & Conditions at any time without prior notice. Continued use of the website constitutes acceptance of the revised terms.
Governing Law
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India.